Tulupay Announces the Prelaunch of its Pan African First Financial Operating System (FOS) for High Interoperability of Africa’s Financial Ecosystem

Tulupay Announces the Prelaunch of its Pan African First Financial Operating System (FOS) for High Interoperability of Africa’s Financial Ecosystem

Tulupay, a Fintech Inclusion Holdings company, focused on pan-African payments and financial-services infrastructure with active operations in Estonia and footprints in Nigeria,Kenya, Ghana, Rwanda, and other markets, today announces the prelaunch of its Financial Operating System (FOS), A unified financial ecosystem that bridges Web2 and Web3 infrastructure rails to deliver a highly interoperable, secure, and advanced financial ecosystem across Africa.

Positioned as a seamless foundational infrastructure for the next generation of Africa’s finance,Tulupay’s Financial Operating System is being developed to bring together Traditional Banking, Fiat Accounts, Digital Wallets, Mobile Money, Blockchain-based settlement networks, Stablecoins, CBDC operators, and regulators onto a unified API layer and interoperability fabric; re-engineering Payments, Remittance, Trading, Capital Raising, and Investment for Individuals, Businesses, and Institutions. The company describes the project as part of an effort to build what it and its partners characterize as Africa’s first interoperable Financial Operating System(FOS).Felix Achibiri, Founder of Tulupay, emphasized the mission behind the innovation:“Africa still struggles with fragmented payment rails, high remittance costs, and the absence ofa single infrastructure that connects banks, mobile money, and blockchain networks. As cross-border transfers remain slow and expensive, and as more African central banks move toward CBDCs, the need for a unifying, interoperable operating system has never been more Urgent.”He added that Tulupay has been built to deliver that missing technological infrastructure bridge, reimagining how Africa connects with both the traditional and digital financial world, creating a borderless financial system where money, identity, and assets move seamlessly, and Africa leads in the global digital economy. “We are not just building another fintech app; we’re laying the infrastructure for Africa’s $3.4T AfCFTA trade potential.”

Executive Vice-President, Lavina Ramkissoon added: “We’re building the infrastructure that Africa’s future financial services will run on.”What to expect from Tulupay’s Financial Operating System (FOS):

Stefan Deiss, Co-Founder & CEO of The Hashgraph Group, added:“Tulupay’s approach combines the convergence of advanced technologies with regulatory compliance to ensure the institutional adoption of its production-ready financial solutions that will empower Africa’s future financial ecosystem, leveraging Hedera as the underlying trust infrastructure layer of the digital economy.” This announcement of Tulupay’s Pan-African Financial Operating System (FOS) coincides with the recent notification by the Securities and Exchange Commission (SEC) of Nigeria that Tulupay has been approved to participate in the FinTech Incubation Program, to obtain a regulatory license for digital assets custody, asset tokenization, and digital assets exchange.